How to Apply for Apple Card on Android (✓ Revealed)

The Apple Card first came out to the public in 2019. And the only way to apply was through an Apple device. 

But times have changed. You no longer need an iPhone, iPad, or Mac to get one.

That’s heaven-sent, especially if you use an Android smartphone. Thankfully, the application process is super easy! 

We’ll walk you through every detail step-by-step. So, you won’t remain behind the mobile payments bandwagon.

But first things first!

What Is The Apple Card?

Apple Card is a credit card product by tech giant Apple Inc. Issued in partnership with Goldman Sachs, it targets iPhone, iPad, and Mac users.

The service works on the Mastercard network that’s fast, efficient, and reliable. Unlike rivals, it offers zero fees and huge discounts on purchases.

Other benefits include: 

• Cashback — You get 3% cashback on purchases from Apple Stores and iTunes. The reward also extends to select retailers like Nike, Uber, Walgreens, etc. 
• Savings account — As a user, you can save your money in a separate account. Your funds remain secure, thanks to Goldman Sachs Bank, which manages the service.
• Simpler design —  The card is easy to manage using Apple Pay on iPhone and iPad. Moreover, the design of the web-based portal is simplistic and intuitive.  
• Virtual and physical card — You can use a virtual or physical card. The latter is custom-made from titanium for beauty and durability. 
• Privacy and security — The card offers enhanced safety for making purchases on the go. It doesn’t slack on security, whether shopping in-store or online. 

Note that the savings account is only available to Apple device owners. It comes as an inbuilt digital wallet on the iPhone and iPad.

Of course, there are conditions to be eligible.

Requirements for the Apple Card

You need to meet certain requirements to qualify for the Apple Card. Check out the breakdown below:

• You must be a US resident and 18 years or older.
• You require a verifiable physical or military address. A P.O. Box doesn’t qualify at this time.
• Applicants must have an Apple ID.
• Apple may require a State-issued ID or driver’s license to verify your identity. 
• A credit score of at least 660 is necessary to stand a higher chance of approval.
• A device that’s compatible with Apple Pay. They include the iPhone, iPad, Apple Watch, Mac, etc.

Don’t panic if you lack a compatible Apple device. The web-based application only requires an Apple ID, which you can get hassle-free. 

Let’s explore everything in detail next.

How to Apply for the Apple Card on Android

Applying for the Apple Card from Android is pretty straightforward. Here are the steps you need to follow below:

1. Get an Apple ID

The Apple ID is a personal account for managing Apple’s products and services. Examples include App Store, iTunes, iCloud, FaceTime, and Apple Pay.

It comprises your email address and password that you set during sign-up. Others include your payment, security, and contact details.  

Here’s how to get one: 

1. Open the Apple ID portal on your Android browser.
   
2. Locate and select Apply or Create Your Apple ID.
   
3. Fill in your personal information, including contact details, and click Continue.
   
4. Verify your email using the one-time passcode (OTP) sent to your mailbox.
   
5. Verify your phone number to complete setting up your Apple ID.
   

Apple enables two-step authentication (2FA) on your account by default. Sadly, there’s no way to disable it at the time of writing.

Now to what you’ve been waiting for.

2. Apply for The Apple Card on Your Android

Getting the Apple Card on Android using your Apple ID is simple. All you need to do is apply for one to get approved.

Let’s break it down below: 

1. Open the Apple Card website from a secure Android browser. We recommend using Google Chrome for being reliable and trustworthy.
   
2. Click the Start button to begin the application process.
   
3. Sign In with your Apple ID to open the application form.
   
4. Start by filling in your Personal Information. It includes your name, date of birth, phone number, and address.
   
5. Add your Social Security Number’s (SSN) last four digits and Income details. You must also set your Citizenship status.
   
6. Read the Apple Card Terms and Conditions. Once done, click Agree and Apply to submit your request.
   
7. Wait for a review of your Apple Card application. This can take a few minutes.
   
8. You will receive an alert notifying you of your Apple Card approval status.
   
9. Review the Apple Card limits and Accept or Decline the offer.
   
10. Enjoy your Apple Card if your request is fruitful.
    

In some instances, Apple may require you to provide your full SSN. It’s vital for Goldman Sachs Bank to verify your details with accuracy.

However, you might be wondering…

3. Why Apply The Apple Card on Android?

Applying for the Apple Card on Android is super convenient. You’ll find it necessary, especially if you don’t own an Apple Device.

Apple’s enticing offers for the service might also draw your interest. The 3% cashback, rewards, and zero fees are unavailable on other credit cards.

Or maybe you’re thinking of switching from Android to iOS. Getting the Apple Card is a good way to get started.

But there’s a problem.

4. Can I Use Apple Card’s Savings Account on Android?

Unfortunately, you can’t use Apple’s savings account on Android. The feature is only available on the iPhone and iPad via Apple Pay. As such, you need a compatible iOS device to access it.

 And the restrictions don’t stop there: 

You won’t be able to order an Apple-designed titanium credit card. It’s convenient for buying items in stores that don’t accept Apple Pay.

Moreover, making purchases with your Apple Card will be challenging on Android. Still, you can view credit balances, transactions and reschedule payments. 

What if there are better options out there?

Apple Card Alternatives

There are great payment solutions designed for use on Android. They’re worth considering if your Apple Card application gets declined.

Google Pay

Google Pay is Apple Pay’s equivalent for Android devices. It’s designed to make seamless payments straight from your handset.

You can get rewards, cashback, and discounts from select stores like its counterpart. Additionally, the service supports sending and receiving money from family and friends. 

Google Pay’s app and web version are worth mentioning as well. They have clean and intuitive user interfaces for easy management of your finances. 

Another thing you get is a virtual credit card for making secure online payments. Unlike Apple Card, a physical version isn’t available, but you can add yours.

Google Pay is available in more countries than the United States. You also need a good credit score to increase your chances of approval.

Samsung Pay

Samsung Pay is a digital payment service by Samsung Electronics. The card targets Samsung-branded smartphone, tablet, and smartwatch users. 

Like its peers, it offers a mobile app to manage transactions hassle-free. Here, you can link credit cards, check account balances, check borrowing limits, etc.

Unlike Apple and Google, Samsung Pay supports gift card integration. Simply add to your wallet, redeem, and send/receive from family and friends.

It gets even better:

Contactless payments ensure you shop in physical stores with confidence. Furthermore, there’s a virtual card to transact on the web worry-free.

Samsung Pay is available to US residents who are 18 years and older. It comes with cash rewards, cashback, and discounts from select vendors.

Venmo

Venmo is an American peer-to-peer (P2P) payment service by PayPal. It allows users to send, receive money, and make purchases effortlessly.

The service offers an app that’s available to iPhone and Android users. Even so, you must be 18 or older to use the platform.

Millions of merchants support Venmo service across the United States. Still, you can make cross-border payments using the included virtual card. 

However, there are numerous charges for using the service. They include transfer, card usage, and card payment fees. 

The details are as follows:

• 1% Transfer Fee – For instant cash transfers to your bank account.
• 3% Card Fee – Charged for payments made using the Venmo Card.
• 1.9% + $0.10 Business Fee – Charged for making payments to a business. 

There are no fees for sending or receiving money and ATM withdrawals. Besides that, you also earn cashback, discounts, and rewards for using Venmo.

Wrapping Up

You came here looking for how to apply for the Apple Card on Android. As you’ve seen, an Apple device is no longer a must-have.

All you need is a secure phone browser to sign up. However, you must be a US resident with a good credit score.

But before you do, consider other alternatives custom-tailored for Android. That’s because most Apple Pay features are available on Apple’s devices.

Your call.